This wonderful harbour scene with its shuttered windows and bustling harbourside reflecting into the calm waters is a wonderfully calm painting. Terry uses a palette knife to create the textures in this textured painting.
The three boats lined up in their national colours contrast with the boat on the right which seems almost hidden.
Notice too, the calm water beside the harbours edge compared to the foreground water where there is a gentle breeze disturbing the reflections. Subtleties such as these make this painting seem ever changing.

Signed Bottom Left.